Life Insurance

Term insurance provides coverage for a specific period (e.g., 10, 20 years) and pays out only if you die within the term. Whole life insurance provides lifelong coverage and builds a cash value over time that can be accessed or borrowed against.

Yes. Most UAE life insurance products are available to expatriates regardless of nationality. Some products may have age limits or require medical underwriting. Our advisors will identify the best options for your residency status.

A common rule of thumb is 10–12 times your annual income, but your specific needs depend on: outstanding debts (mortgage, loans), your family's living expenses, children's education costs, and your existing savings and assets.

The UAE does not levy income or inheritance tax, so life insurance payouts are generally received tax-free by UAE-resident beneficiaries. Always consult a tax advisor regarding implications in your home country.

Keyman insurance is a life policy taken out by a business on the life of a key employee or director whose death or disability would significantly impact the business financially. The business pays the premiums and receives the payout.

Yes. You can insure a parent's life with their consent. We offer plans specifically for elderly dependents. The premium will reflect the insured person's age and health status.